Disclaimer

HouseScout is a personal-use research tool. All content — including listings, scores, financial projections, suburb statistics, mortgage rates and AI-generated analysis — is provided for general informational purposes only. It does not constitute financial, investment, legal, tax, valuation or other professional advice, and must not be relied upon as such.

Nothing in this app is a recommendation to buy, sell or finance any property. The financial calculations (mortgage payments, boarder income, payoff timelines, yields and savings) are illustrative models based on assumptions and simplified inputs. Actual results will differ. Interest rates, lending criteria, insurance, rates bills and rental income all change over time and vary by individual circumstances. Before making any financial decision, obtain advice from a licensed financial adviser, mortgage broker, accountant and/or lawyer.

References to the IRD “standard-cost” boarder method and the tax-free weekly threshold are general summaries that may be incomplete or out of date, and may not apply to your situation. Tax rules change. Confirm your obligations directly with Inland Revenue (IRD) or a qualified accountant.

Property listings are aggregated from third-party public sources and may be inaccurate, incomplete, duplicated, delayed or no longer available. Prices shown as “auction”, “deadline sale”, “negotiation” or similar may have no fixed value; any estimated price is our own approximation, not the vendor’s asking price. Land areas, bedroom counts, garage status and valuations may be wrong. Always verify every detail against the original listing, a LIM report, a registered valuation and a building inspection before acting.

Estimated values, rateable values, rental estimates, suburb medians, yields and growth figures are indicative only and are not registered valuations or guarantees of future performance. Past growth does not predict future returns.

AI analysis is produced automatically from listing data and rules-based reasoning (and, optionally, a local language model you configure). It can be incorrect, incomplete or misleading, and should be treated as a starting point for your own research — never as a substitute for professional due diligence.

The app links to and draws from third-party websites. We do not control and are not responsible for their content, accuracy or availability. Trademarks and listing content belong to their respective owners; they are referenced here for personal, non-commercial research and are not endorsements.

To the maximum extent permitted by law, the authors of HouseScout accept no liability for any loss or damage (including financial loss) arising from use of, or reliance on, this app or its content. You use it at your own risk.

Land parcel data is sourced from Land Information New Zealand (LINZ) and used under the Creative Commons Attribution 4.0 licence. Other data remains the property of its respective sources.